The right card will treat you like a rock star, be a crime fighting ninja, and save you a bundle.
But a lot of people don’t know that the right card can also help you party like a rock star, kick pickpockets to the curb, and protect your new camera too - all while saving you a pretty penny. Here's how to take your travels to the next level.
Get treated like a rock star.
Remember, your concierge is there to help YOU. There’s no budget too small (or, I assume, too big!) and in fact they might actually be able to help you save money by steering you clear of ‘tourist traps’ or suggesting discounts you didn’t know you were eligible for (like student or senior savings).
Give your gear a little extra TLC.
Doing so will double the manufacturer’s warranty for up to two years. That can save you an absolute bundle in the unlikely event that something goes wrong with your gear (This is a lesson I learned the hard way when I suddenly had to replace my travel laptop when it was just over a year old. ) And, in the meantime, you will pocket some extra money as you bypass extended warranty purchases in store, confident that your card has your back.
Put pickpockets in their place.
Many cards offer “Purchase Assurance” against loss, damage, or theft, anywhere in the world, for 120 days after you make the purchase on your credit card. Covered items will be repaired, replaced, or reimbursed, taking some of sting out of your loss.
Pajamas and perfume.
Of course, no one wants to spend their trip shopping for new underwear and body wash, but when you’re tired, frustrated, and your bag is nowhere to be seen, it’s nice to have a plan B and know that you won't be out a lot of money.
Carousing and cost savings.
Paying for extra car insurance is one of those necessary but annoying little expenses that can quickly add up to a big expense over a trip yet I never felt comfortable declining it. I always envisioned some dramatic situation in which the car is ruined (attacked by rhinoceros, alien sinkhole, you know, the usual stuff) and then I am on the hook for a Cadillac. I know, not the most likely of scenarios. But it’s reassuring to know that I’m being responsible and frugal at the same time when it comes to car insurance.
Making every moment count.
Knowing all the special features your credit card offers can save you a lot of money but, just as importantly, they can also save you time and frustration and enrich your experiences along the way. And that’s a winner in my books!
We'd love to hear from you! What's your favourite kind of travel splurge?
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